Arctic Air Brings Lots of Snow to the U.S.

Photo by Debbie Johnson

Snow and low temperatures have gripped many parts of the U.S. this winter.  This is contrary to the expected conditions based on below average sea-surface temperatures in the equatorial pacific, or a La Nina event.  With a La Nina, the expectation is below average precipitation and above average temperatures. However, other variables can affect the weather. In this case, a change in arctic pressure is pushing cold air deeper into the U.S. 


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Paying to Borrow Your Own Money - Refund Anticipation Loans

Photo by John Nettleship

For families who are trying to make ends meet, their annual tax refund is something they count on and need. Many will turn to "refund anticipation loans" to get their money faster. The problem is families with limited resources are paying a high price for these loans, just to get their money a few days earlier.








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